According to statistics, there are over 14 million working pensioners in Russia, which is due to the low level of pensions, which is not easy for an ordinary citizen to live on.
Employed pensioners are included in a special category; they always receive smaller payments than non-working citizens of retirement age. And at the same time, the question of completely denying them monthly payments until they leave their jobs is regularly raised.
Will there be a recalculation of the pension payments of a pensioner who continues to work after he leaves work? Yes, modern legislation guarantees its elderly citizens after their dismissal a full indexation of their pension, the size of which will depend on the period of work before retirement, as well as on pension points, coefficients and insurance contributions.
Today we will talk about how a working citizen’s pension will be indexed, the timing of this procedure and the changes that will affect it in 2019.
Indexing order
In accordance with Russian legislation, every citizen upon reaching retirement age is considered to be working when he is officially employed, that is the employer pays monthly insurance and pension contributions for him.
Let us remember that pensioners in Russia are considered to be women over the age of 55 and men over the age of 60. If a person is over this age, he is considered to be working even if he is not working for anyone else, but:
- is an individual entrepreneur;
- conducts legal practice or works as a notary;
- officially registered his tutoring activities.
The peculiarity of payments to working pensioners is that they do not undergo annual February indexation. However, if a pensioner stops working, his pension will be recalculated for the entire time he had working status. Not only will recalculation be made in relation to annual indexations, but also in relation to all pension points and coefficients depending on the amount of monthly insurance contributions from the employer (on the amount of wages).
In 2019, after dismissal, persons of retirement age do not need to notify the Pension Fund of this fact. Indexation occurs automatically based on the monthly contributions made by the employer. It is the responsibility of the organization to send data about employed and dismissed persons of retirement age.
Each pensioner will receive indexed monthly payments after termination of employment automatically; no action is required for this.
Indexation terms
The Pension Fund provides a detailed explanation of whether a person’s payments will be changed if he resigns. Until the 10th of every month the employer sends information via electronic communication channels to the Pension Fund about pensioners who worked for him last month.
A person is considered to be working even if he worked only 1 day in the reporting month. If he is not on the list of employees, the Pension Fund will initiate a recalculation procedure.
Full indexation after dismissal now takes a long time, over 3 months.
As an example:
- In January, a person quits his job;
- In February, the Pension Fund receives a report from his employer stating that in January he was still working (there were insurance contributions);
- In March, the Pension Fund already sees that the person is not on the list - which means he has become unemployed;
- During April, a decision will be made to re-index his pension and all the necessary calculations will be made;
- And only in May a person will receive an increased, fully indexed pension.
This procedure operates in accordance with the norms of Federal Law No. 385 of December 29, 2015. The undoubted disadvantage of this procedure is that for the months that have passed since the dismissal, during which the information was received by the Pension Fund and processed there, compensation will not be paid.
Despite his actual status as an unemployed pensioner, a person is forced to receive reduced payments for 3-4 months.
Working citizens who have already had a recalculation made after leaving work can be officially employed again, and their pension will not be reduced again (but will not be indexed in the future, during the entire period of work).
Important! If information about the dismissal was not sent to the Pension Fund in due time, then the appropriate punishment will be applied to the employer. However, the pensioner should not expect compensation in this case; this is not provided for by law!
Law changes in 2019
From January 1, 2019, indexation of retirement age for retired citizens will occur immediately, from the 1st day of the month following the month of dismissal.
The re-indexing procedure, as before, will take more than 3 months, but this entire period is fully compensated. Let's look at the example again:
- In March 2019, the citizen resigned;
- In April, the Pension Fund will receive a report from the employer that the person is still among the organization’s employees;
- In May, the Pension Fund will see in the report that the person is no longer working;
- In June, payments will be indexed;
- And only in July will the citizen be paid an indexed pension, and in addition to it, compensation (the monetary difference between the previous and current amount of payments) for the previous 3 months - April, May, June.
Currently, the State Duma is discussing a draft law on the denial of pension payments to working pensioners whose annual income from work exceeds 1 million rubles. This is due to a lack of funds from the state.
The question of indexing payments to persons who are employed in seasonal part-time jobs and to those who independently declare their income (for example, royalties or patents) remains open. The issue of indexing payments to pensioners engaged in entrepreneurial activities is also not clearly regulated.
The procedure for recalculating pension payments is quite simple. To do this, you do not need to submit information to the Pension Fund yourself. All data is submitted there by the policyholder (employer).
For self-employed pensioners, information about their termination of employment is submitted to the Pension Fund by the Federal Tax Service. The self-employed include citizens who make contributions on their own.
The law stipulates the right of such a citizen to personally submit an application to the Pension Fund through the territorial office or through the MFC. But this will only allow you to find out the exact timing of payment of the increased pension.
After dismissal, the elderly person will receive a pension taking into account all missed increases. But he will be able to receive the increased payment only after three months. This long period is due to the procedure for calculating indexation. It was approved by the Law “On Insurance Pensions” and includes several stages:
- Every month, before the 15th day, the employer submits to the Pension Fund information about the employees employed by him in the previous month, which means that the retired pensioner will be listed among the employees for another month;
- based on the information received, the Pension Fund decides to initiate the recalculation procedure;
- the insurance pension, increased by all required increases, is paid from the next month after the Pension Fund of Russia makes a decision.
For example, an elderly person quit in August, in October the employer will submit information to the Pension Fund about the termination of his employment contract, in November the Pension Fund of the Russian Federation will make a decision and in December the payment will be made taking into account the increases.
As a result, the time spent recalculating and paying pensions to citizens is not compensated in any way. Therefore, in 2017, the Government of the Russian Federation decided to reduce the period for calculating indexation.
Working pensioner
According to the changes made, indexation is accrued in the next month after dismissal. But since the procedure itself has remained unchanged, from January 1, 2018, an elderly person will receive an indexed pension three to four months after termination of the contract, but the registration period will be compensated in full.
For example:
- the pensioner retired in June;
- in July, in the employer’s reports, his salary is still accrued and therefore he is listed as working;
- in August, the Pension Fund will receive information about the termination of his labor activity;
- in September the Pension Fund makes a decision on recalculation;
- in October, the pensioner will receive a payment taking into account the required increases and the additional accrued difference for July, August, September.
On June 1, 2017, an amendment was made to the law “On Insurance Pensions” to reduce the time frame for calculating increases. And at the end of 2017, the question became relevant: when is it better to quit so that the time spent on processing the recalculation is compensated. From January 1, 2018, the date of dismissal will not affect the amount of the increase in any way.
But it should be taken into account that in the month following the dismissal, the pensioner is still listed among the employees in the employer’s reports. This suggests that it is better to quit at the end of the month in order to receive wages for a full month of work. After all, stopping work at the beginning of the month will in no way speed up the recalculation of your pension.
Recalculation example:
- in 2015, the right to receive a pension was obtained;
- employment continues until April 2018;
- in May, the pension will be indexed taking into account the percentage increase for 2016, 2017 and 2018.
No video.
In the coming year, Russians are expected to undergo a large-scale reform of the pension system, and in order to avoid the spread of false information, the Pension Fund explained in detail whether pensioners need to rush to resign before January 1, 2019.
They are trying to create panic among working pensioners by spreading information online that from the beginning of the next calendar year they will have to make a choice – work or government payments. The Pension Fund of the Russian Federation officially stated that this is false information!
The law states that the accrual of pension payments in 2019 will not depend on the fact of official employment of a citizen who has reached retirement age.
This means that all working pensioners will receive a pension in the established amount even after the reform is implemented.
Every citizen of the Russian Federation, regardless of age, has the right to work. A huge number of people in the country really enjoy this right, because it is impossible not only to afford a certain standard of living, but also to simply feed a family with social benefits alone.
We remind you that as of January 1, 2019, a gradual increase in the retirement age will begin and the so-called “pre-retirement period” will begin to operate.
Hastening to reassure Russians, the Pension Fund explained whether pensioners need to make a choice between pension and work and quit before 2019, assuring everyone that there is no need to leave work, especially if the salary significantly exceeds the size of the possible indexation of the pension payment.
The decision whether to continue working after retirement age is made by everyone for themselves, taking into account their state of health and a number of related factors. But, having decided to take advantage of the right granted by law to receive both social benefits and wages, a pensioner must take into account some important points.
Since 2017, pension payments have not been indexed for working pensioners.
It is this provision of the law that has caused a lot of discussion in recent years, because while state payments for non-working elderly people are raised to take into account inflation, for working pensioners they remain unchanged. Naturally, people perceived this innovation as some kind of discrimination, while for the state treasury this decision allowed savings of 200 million rubles per year.
Thus, for pensioners, the relevant question is not whether pensioners working today need to rush to quit before 2019, but the question of the financial feasibility of continuing to work, because many elderly people work at 0.5 times the rate.
The Pension Fund also said that the size of pensions for working citizens of the Russian Federation will increase slightly in 2019, and from the day of official dismissal, the pension will be recalculated taking into account the amount of indexation that was adopted for the entire period of the pensioner’s working life.
Important! Most likely, in the first months after dismissal, the pensioner will receive payments in the old amount. This is due to the fact that recalculation takes some time. But all the money accrued for these 1-3 months will be paid along with one of the subsequent pensions.
For example, a certain citizen of the Russian Federation, Pyotr Ivanovich, received a pension back in 2016, but in all subsequent years he continued to work officially, receiving both social benefits (without indexation) and wages.
If Pyotr Ivanovich decides to end his career in January 2019, and submits the appropriate documents to the Pension Fund of the Russian Federation, then during January, February and March he will receive a pension in the same amount (without indexation). And already in April he will receive the entire amount due to him over the past 3 months, taking into account the indexation that occurred from 2016 to 2019 (including planned for 01/01/19), as well as a pension in the new amount, which will be established for him for all subsequent months until the next indexation.
The Pension Fund explained that working pensioners have no reason to worry, and the question of whether they need to quit before 2019 was raised in the media and on the Internet with a single goal - to sow panic among the working population of retirement age in anticipation of the start of the reform.
We will tell you whether working pensioners will be able to receive a pension in 2019. In the same article you will find out whether there will be indexation of insurance and funded pensions for workers, what kind of increase is possible, and how the pensions of workers will change.
Pensions of working citizens have not been indexed since 2016: the government decided to “freeze” this process so that the economic situation in the country does not deteriorate even further. Russians are outraged, rightly considering this decision not entirely fair. Pensioners who work unanimously declare: at their age they are forced to continue working in order to receive some kind of increase in their meager pensions.
In 2019, indexation for the working category of pensioners will not be resumed. The only thing they can count on is an annual recalculation from August 1. The increase can be a maximum of 3 pension points, costing 87.24 rubles for each. Thus, pensioners can receive 261.72 rubles.
Until August 2019, pension payments for working citizens will remain at the same level as they were. The only opportunity to receive increased benefits in ruble equivalent is the August recalculation, which is carried out annually at the expense of additional insurance contributions.
Recalculation should not be confused with indexing. It will be carried out without an application - that is, Russians do not need to contact the Pension Fund for this.
Recalculation of pensions for workers in 2019 will be carried out taking into account the new accumulated pension points received by the citizen for the previous 2018.
Before April 10, the employer transferred information about him to the Pension Fund. If the day of dismissal of a pensioner is considered, for example, the twenty-eighth of March, then he will receive a pension in June, since the employer will submit reports before the tenth of April.
| Example 1 |
|
| Example 2 |
|
| The citizen has reached the age of 80 |
|
| The person has reached the age of 60 | This fact is not the basis for the procedure. |
| A woman wants to receive a recalculation for her children |
|
| There has been a change in disability group |
|
Attention
I will start receiving a full pension without deductions in February. Should the Pension Fund recalculate and pay extra for November, December 2017 or not?
Attention
In April, in accordance with Federal Law No. 385-FZ of December 29, 2015, the Pension Fund of the Russian Federation will make a “Decision on the payment of amounts of the insurance pension, a fixed payment to the insurance pension (taking into account the increase in the fixed payment to the insurance pension).” And in May, the Pension Fund will begin paying pensions, taking into account the missed indexations. I want to emphasize that there is no need to write any statement that you are no longer working.
The cost of one point in 2016 is:
- 71.41 rubles - if the benefit was assigned before 02/01/2016;
- 74.27 rubles - if after 02/01/2016.
Accordingly, the maximum increase for those who worked in 2016 is:
- 71.41 * 3 = 214.23 rub. - for the first case;
- 74.27 * 3 = 222.81 rub. - for the second case.
Recalculation of pension upon dismissal of a working pensioner in 2018 Related materials Many are interested in: if a working pensioner quits, when will the pension recalculation occur and whether the dismissed person needs to notify the Pension Fund. It is the employer’s responsibility to inform the Pension Fund about dismissed employees, so there is no need to contact the Pension Fund with an application.
Will indexation be returned to working pensioners after dismissal?
If he decides to get a job in the future, nothing will prevent him from doing so; such actions are not prohibited by law. Moreover, the pensioner can return to his previous job.
So, let's summarize. The pensioner has the legal right:
- finish working;
- receive due indexed pension payments;
- return to your previous place of work.
Important! To index the pension of the Pension Fund of the Russian Federation, it is necessary to receive reporting documentation from the employer for this pensioner, but at the same time he must have already resigned.
The period for receiving papers will take about three months, and during this time the person should not work. For example, if you return to your workplace again a week from the date of calculation, for the Pension Fund of the Russian Federation the pensioner will still not have the status of a worker, so there can be no question of any indexation.
Please note that if, after increasing the pensioner’s pension, he returns to work, the amount of payments will not change. The Pension Fund of the Russian Federation will no longer be able to reduce monthly pension payments.
Due to the fact that the budget lacks finances, a moratorium was established regarding the indexation of pension payments. However, here we are talking exclusively about insurance pensions (a pension issued in connection with old age, disability or loss of a breadwinner).
Recipients of state security or social security payments. payments may be subject to recalculation. It doesn't matter whether the pensioner works or not.
To clarify the amount of pension payments that will be accrued after leaving work, just go to the official website of the Pension Fund of the Russian Federation - everything is listed in your Personal Account. There you can find all the information that pensioners are interested in.
- what indexations have occurred since 2016;
- the amount of insurance premiums that were deducted from the place of work;
- for what periods of official work were insurance contributions received;
- how many pension points the pensioner has accumulated over the entire period;
- individual pension coefficient of a given pensioner.
not provided.
Attention
Recalculation of pensions upon dismissal in 2018 Federal Law No. 134 of July 1, 2017 (the law entered into force on January 1, 2018) introduced changes to the procedure for changing the amount of benefits for retired older employees, which provides that indexation is carried out from the 1st day of the month following dismissal. It will also take 3 months to enter data on the termination of the contract into the personalized accounting of the Pension Fund and make a decision on indexation of the Pension Fund, but the review of the amount of the benefit will be made from the date of dismissal and compensation will be paid for all months during which the person did not work.
Example. The pensioner applied for payment on November 1, 2017. Average monthly salary is 15,000 rubles. The amount will be 10,000 rubles, including the insurance part of 6,000 rubles.
3 full months have passed since the August recalculation. The amount of pension contributions at a rate of 16% amounted to 7200.= 15000x3x16%.
The basic amount of deductions is 140160. IPB = 7200 rubles / 140160 rubles x 10 = 0.513. The change in the insurance portion for 3 months will be 40.31 rubles.
(RUB 78.58 x 0.513 = 40.31). In 2018, the fixed payment taken into account when calculating the insurance pension will increase: it will amount to 4,983 rubles. and the cost of the IPB is 81.96. Calculation of pensions for working pensioners after dismissal Let’s look at the example again:
- In March 2018, the citizen resigned;
- In April, the Pension Fund will receive a report from the employer that the person is still among the organization’s employees;
- In May, the Pension Fund will see in the report that the person is no longer working;
- In June, payments will be indexed;
- And only in July will the citizen be paid an indexed pension, and in addition to it, compensation (the monetary difference between the previous and current amount of payments) for the previous 3 months - April, May, June.
Currently, the State Duma is discussing a draft law on the denial of pension payments to working pensioners whose annual income from work exceeds 1 million rubles. This is explained by the lack of funds from the state. With the adoption of new laws and regular discussions in the press regarding pension legislation, many are confused about how pensions are recalculated for working pensioners. The following questions are of interest:
- recalculation in 2018;
- indexation upon dismissal in 2018;
- indexation upon dismissal in 2018
Recalculation of pensions for working pensioners in 2018 Related materials In 2017, the benefit was not indexed, as in the previous year. In February 2017, the insurance pension was indexed only for non-working citizens receiving old-age benefits. Pensioners for whom the employer paid insurance premiums in 2016 are entitled to recalculation in August.
How are pensions recalculated for working pensioners after retirement if the employer has not provided the relevant information to the Pension Fund of the Russian Federation? The employer is obliged to provide monthly information about the insured persons in the SZV-M form. If the employer provides incorrect information about the retired pensioner in the report, the indexation will not be paid.
- Is it worth switching from a social pension to an insurance one? A person receiving social assistance can switch to regular pension payments if they have work experience. Taking into account indexation, in most cases such a transition is a more profitable option for a pensioner.
-
No action is required on the part of the employees themselves. Although those pensioners who quit before 04/01/2017 still had to contact the Pension Fund in person, submitting an application with information confirming the termination of the employment contract and expecting payments from the next month after visiting this organization.
And due to my age, in those years I could not have had a decent salary! With 29 years of experience, according to the work book, a pension was assigned in the amount of 8,283 rubles. Maybe it would have been easier not to work at all? You can't fool the state.
And it will always be for you. 5 years or 2000-2001 two years. I am a working pensioner, I quit my job in October 2017. In what month will my pension be accrued, taking into account indexation for 2016-2017? Hello, I am 60 years old, I quit my job on July 30, 2017.
When will I receive compensation taking into account indexation for 2016-2017? Pensioner, worked. Resigned on October 30, 2017.
Pension Fund of the Russian Federation: for the chairmen of GSK, SNT and HOA we must hand over SZV-M and SZV-STAZH, they would have our pensions of 8 thousand and let Siluanov not deny themselves anything: there will be no pensions. Sberbank is in panic. Fat tax Anonymous, you wrote: Freaks, you vote for yourself and choose for yourself. What are you all, patriots, after "d...
In April, in accordance with Federal Law No. 385-FZ of December 29, 2015, the Pension Fund of the Russian Federation will make a “Decision on the payment of amounts of the insurance pension, a fixed payment to the insurance pension (taking into account the increase in the fixed payment to the insurance pension).” And in May, the Pension Fund will begin paying pensions, taking into account the missed indexations.
I want to emphasize that there is no need to write any statement that you are no longer working. The law obliges all employers to submit monthly information to the Pension Fund about all working citizens.
If a pensioner is registered with the Pension Fund as an individual entrepreneur, notary, lawyer, etc., then the Federal Tax Service will inform the Pension Fund about the termination of his entrepreneurial activity. - It turns out that the increased pension will begin to be paid only more than three months after dismissal? - Yes, this is exactly the order established by the law today.
In Italy, they have banned the payment of wages in cash; they also need to introduce a tax on those people who do not take out loans, and taxes on snow, how much it is now. Self-employed – who are they? Please announce the action plan “road map”. What is the purpose of this roadmap? The rules for maintaining work records are changing. Why. Why.
Democracy now. This is not the USSR. It was under the damned USSR that everyone was given pensions. Why were 55-year-old women and 60-year-old men unable to apply for a pension in 2017? It shouldn’t have been sent to you. Are there really bots working there that they couldn’t apply for it properly... Federal Law). At the same time, if you get a job again, the pension amount will not be reduced.
In addition, from August 1, the amount paid to you will be adjusted taking into account the insurance premiums received into your personal account for 2017. Good afternoon When will the pension be indexed if I quit 2 months ago in November 2016? The pension said everything will be done automatically. But there's nothing yet. In p.
6 and 7 of Article 26.1 of the Federal Law “On Insurance Pensions” states that after dismissal and receipt of information about this, the Pension Fund of the Russian Federation makes a decision within a month on the payment of amounts, taking into account the increase, and already in the month following the month in which the decision was made, all due payments will occur payments taking into account indexation. Those. This process may take up to 2 months. At least 2.
As an example of how indexation occurs, we can consider the situation with information about dismissal incorrectly submitted by the employer within 2 months. In the fourth month, he continues to be paid the same pension as before. However, employees of the Pension Fund of the Russian Federation may require additional certificates and information.
In this case, the citizen must provide the missing documents. How are pensions recalculated for working pensioners after retirement if the employer has not provided the relevant information to the Pension Fund of the Russian Federation? The employer is obliged to provide monthly information about the insured persons in the SZV-M form.
The Pension Fund explained whether pensioners need to resign before 2019
The increase in the insurance pension in 2018 is equal to: 81.96x0.856 = 70.15 The final amount of the pension as a result of recalculation: 10000 54 70 = 10124 The amount of the fixed additional payment in the formula for calculating the insurance part in 2018 will also change. It is recalculated to the percentage of inflation of the previous year and is equal to 4983 rubles.
or 180 rub. more than in 2017.
When renewing the employment contract, it is not recalculated. The indexation of pensions for non-working pensioners in 2017 was 1.5%.
If, after the time required by law, the pension has not been recalculated and no notice has been received from the Pension Fund, then you will need to personally notify the Pension Fund of your dismissal. The video shows information about pension indexation: To do this, he must submit:
- statement;
- extract from the work record book (copy);
- work book;
- pensioner's ID;
- SNILS;
- passport.
Adjustment of the pension amount due to length of service will occur in the same way as indexing.
We found several articles related to this topic. All provide information that if pensioners do not resign by November of this year, they will lose their pension payments for three years.
This is the rationale for mass layoffs.
The reason for most of them is the lack of recalculation for this category of workers. The most popular are three questions that relate to almost every working person, and one concerning social pension recipients.
- Will indexation be returned after dismissal? The answer to this question is yes. Continuing to increase his official work experience, an employee can only count on a fixed amount.
To make it easier to understand what is happening, let's take a specific example.
Let’s assume that pensioner Ivanov right now, in July 2018, understands that he can no longer work in retirement or is forced to resign by some other circumstances. He writes a letter of resignation from his job.
- In July, pensioner Ivanov quits his job and receives a paycheck.
- In August, his former employer submits a monthly report to the Pension Fund about its employees. In this report, Ivanov continues to appear as an employee, even if he officially worked for only one day.
- In September, the company where pensioner Ivanov worked again submits a report to the Pension Fund, where Ivanov is no longer listed as an employee of the company. This is how the Pension Fund becomes aware of the dismissal of a working pensioner and his right to recalculation.
- In October, pensioner Ivanov will receive an increased pension, the amount of which will take into account all those indexations that have passed the pensioner by. In a word, this is the pension that citizen Ivanov would have received if there had been no freeze.
What is the difference from last year? The pension fund does not immediately learn about the dismissal of a pensioner, and does not immediately recalculate the pension associated with this. The increased payment is received by the pensioner only in the third month.
The difference is that starting from 2018, the right to an increased pension in any case arises the very next month after leaving work.
Yes, the peculiarities of companies’ reporting to the Pension Fund of the Russian Federation are such that the Pension Fund will not be able to pay the indexed pension immediately. But pensioner Ivanov from our example in October will receive not only a higher pension for October, but also the difference between the old and new pension amounts for August and September. Just last year, pensioners after dismissal did not have such compensation for the first two months.
The reporting features described above also suggest to retirees that in some cases it is more profitable to quit at the end of one month rather than at the beginning of the next. Even if a person worked or was listed as working only on the first day of a month, and was already fired on the second day, in any case he is included in the company’s report for that month as an employee. This means that, in fact, he will have to wait a month longer for the recalculation of his pension after dismissal.
If a person finished work in December, then from January, taking into account indexation, he will receive a pension in a new amount. If he finished work in January, then indexation will be carried out from February and so on. There is no three-month waiting period. The only thing is that he will receive money for these months as an additional payment only in the third month after submitting his resignation, because information to the Pension Fund arrives late.
Thus, the pension indexation scheme for working pensioners in 2019 looks like this:
- While the pensioner is working, the indexation of his pension is “frozen,” but the Pension Fund records all amounts in his personal account, so the actual pension payable differs from the reference one in the personal account on the Pension Fund website.
- After dismissal, the pensioner informs the Pension Fund office where he is registered.
- He is required to recalculate his pension, which is equalized with the amount in his personal account.
Since information is received by the Pension Fund with a delay, a citizen can begin to receive an indexed pension 3 months after dismissal, but it is recalculated starting from the next month after dismissal, so all missing amounts must be compensated.
Therefore, all calls for dismissal in connection with the cancellation of past pension indexations are a provocation. Employees of the OPFR in the Republic of Tatarstan urge pensioners throughout Russia to be vigilant and not fall for the tricks of scammers. In addition, employers were warned against wanting to take advantage of this situation and get rid of older employees.
Of course, both current and proposed new pension legislation do not provide restrictions for people who maintain a job and receive a pension. That is, we have no restrictions on the possibility of receiving a pension at the same time as a salary.
The official emphasized that there is nothing in the bill and numerous amendments to it that would worsen the rights of working pensioners. True, no one is planning to return the indexation of their pensions yet. It, as now, will be possible only after 3 full months from the date of dismissal, which will be compensated to the pensioner in full.
We remind you that from January 1, 2019, all pensions will be indexed. The increase will be 7%, which is more than the planned inflation rate. What your pension will be in 2019 can be calculated using our calculator.
If a person wants to leave his job, this is his legal right, and it does not in any way stop the payment of the pension provided by law. “On the contrary, in the event of termination of work, the pensioner receives all indexations that have occurred during employment,” the Pension Fund added.
Let us remind you that according to the current legislation, after completion of work, the insurance pension is reviewed and paid to the person, taking into account all missed indexations. Recalculation is carried out from the 1st day of the month following the month the pensioner ceases to work.
A person will begin to receive a pension, taking into account indexation, three months after leaving work, but with an additional payment for these three months. This is due to the time frame during which the Pension Fund receives from employers the information necessary for recalculation.
For example, if a pensioner stops working in December of this year, then from January 1, 2019, the pension amount will be revised taking into account all missed indexations for 2016, 2017 and 2018, as well as taking into account indexation from January 1, 2019. Thus, the citizen will receive the new pension amount in March.
January was the month when the government received from Rosstat final data on inflation in the previous year, after which Russian pensions were recalculated based on the level of this same inflation. Recalculating pensions based on inflation makes it possible to maintain the real size of pensions in the country at approximately the same level. It is clear that the increase in pensions does not allow the country’s pensioners to live better than they lived before the increase.
Rather, indexation does not allow older Russians to live worse than they lived yesterday. Recipients of more or less decent pensions live at their usual level and can consume approximately the same set of goods and services to which they are accustomed and, sometimes, even save some money. Thanks to indexation, those who live on the edge of the subsistence level do not slide into complete poverty.
In 2018, pension indexation will take place not in February, but in January.
This is done every year and the size of the recalculation depends on the level of inflation. But for working pensioners their payments were no longer indexed in 2016. Then there was even a question of completely stopping paying pensions to this category of citizens, but it was decided to abandon this idea. At the moment, for working citizens, recalculation is possible only upon dismissal. Then all payments accrued by the state will be automatically calculated.
Recalculation of pension after dismissal of a working pensioner
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True, there are some nuances that need to be remembered. Despite the fact that the right to recalculate a pension now arises the very next month after leaving work, it will be implemented, as last year, only in the third month. Let's figure out why this is happening and what has changed compared to previous years.
The meaning of the law on freezing pensions for working pensioners is that the pension does not increase while the person is working. If he quit and received a repayment, this does not deprive him of the right to get a job again. And the state has no right to take away the indexation received.
In particular, there will be no sanctions if the pensioner gets a job with the same employer in the same position from which he resigned.
Pension indexation
To correctly determine the increase, you should remember that the components of the pension are fixed and insurance payments. The amount of the insurance pension depends on the number of accrued pension points and their value.
Every year, the Government of the Russian Federation approves the value of the pension point and the size of the fixed payment coefficient, which are influenced by the level of inflation. The number of points depends on the length of service and the amount of deductions in a special PF savings account.
The calculation of the insurance part of the pension is prescribed in Federal Law No. 400 of December 28, 2013 and is carried out according to the formula where the individual pension coefficient is multiplied by the cost of the pension coefficient (point).
Knowing these indicators, it is possible to compare changes in the pension of a working and non-working pensioner. For example, a citizen received the right to receive pension payments in 2015, but continued to work until 2018. Number of assigned pension points for example: 114.
| Non-working pensioner |
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| Pension amount | ||||||
| Fixed payment | ||||||
| Insurance pension | ||||||
| Working pensioner |
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| Pension amount | ||||||
| Fixed payment | ||||||
| Insurance pension | ||||||
In this example, you can see how the pension of an elderly person increases if he does not work. Pension payments of a pensioner who decided to continue working remained at the 2016 level.
For a more accurate calculation, it is also necessary to take into account that a pensioner who continues to work continues to increase his work experience. This means that once a year the number of pension points will be recalculated.
The employer also continues to make transfers to the Pension Fund for the pensioner who continues to work for him. After dismissal, the amount of these deductions will be taken into account when calculating indexation.
Any citizen receiving a pension has the opportunity on the official website of the Pension Fund of Russia in the “Personal Account” section to find out the amount of the pension, taking into account all additional payments due to him.
A question that concerns most older people. An employee approaching retirement age is thinking about how much he will receive if he continues to work. Of course, this is true for working retirees. Some older people who have retired would like to start working again.
According to the Government of the Russian Federation, this problem is constantly discussed. According to the latest data, a project for indexing pension contributions for working pensioners on July 1, 2018 by 3.7% is ready. It remains to wait for the decision on the adoption of this project.
The introduced “anti-crisis” measure did not help solve the problem of saving budget funds. Therefore, it is possible that in the future pension indexation will be returned to all pensioners.
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That is, the pensioner will begin to receive the full pension the same three months after dismissal, but these three months will be compensated to him. A press conference was held at the Branch of the Pension Fund of the Russian Federation in the Novgorod Region on increasing the insurance pensions of working Novgorod pensioners.
Working citizens who have already had a recalculation made after leaving work can be officially employed again, and their pension will not be reduced again (but will not be indexed in the future, during the entire period of work). Important! If information about the dismissal was not sent to the Pension Fund in due time, then the appropriate punishment will be applied to the employer.
If the employer provides incorrect information about the retired pensioner in the report, the indexation will not be paid. Pension Fund representatives will recalculate only after providing correct information. The state will not pay compensation for the employer’s mistake. The lost amount can only be claimed from the employer through the court.
Why does the recalculation period last three months?
The situation is that the employer sends a monthly report for the period that has already passed only at the beginning of the current month. The Pension Fund of the Russian Federation decides to accrue increased pension payments in the month following the month in which the reports are received.
It wouldn't hurt to look at a specific example. Suppose the employee was paid off in April. What happens next:
- in the reporting for the May period he is still listed as working;
- the June report indicates that he has already been fired;
- indexation of pension payments of a pensioner who leaves work is carried out by the Pension Fund of the Russian Federation in July;
- The person will receive the first increased pension in August.
As before, a person will be able to see the recalculated pension only after 3 months.
Although there is one pleasant innovation for every pensioner, now during the period while indexation of monthly pension payments is being carried out, the person will receive appropriate compensation from the state.
For your information! When a person receives the first indexed pension, money will come with it, making up the difference between the new and old pension payment (for a period of three months).
But sometimes it happens that even after this period, payments continue to arrive without any additional payments. Why does this happen?
There are several types of errors known that lead to this state of affairs:
- after the dismissal of an employee, the employer continues to submit a non-updated list to the Pension Fund of the Russian Federation;
- indexation was not carried out by the Pension Fund of the Russian Federation within three months;
- the employment agreement was terminated at the beginning of the month, so the name of the retired pensioner appeared later in the lists of non-employees of the Pension Fund of the Russian Federation.
To check whether the employer submitted the correct lists to the Pension Fund of the Russian Federation, any employee has the right to check them. Copies of the lists are provided by the employer upon request of any employee. If inaccuracies are discovered, the employer will be fined.
For mistakes of the employer or the Pension Fund, no compensation is provided at the legislative level.
It will be better and more reliable if you periodically monitor the entire process of indexing your pension. If after three months you have received a non-indexed pension, contact the Pension Fund for clarification.
Attention! Our qualified lawyers will assist you free of charge and around the clock on any issues. Find out more here.
- Is it worth switching from a social pension to an insurance one? A person receiving social assistance can switch to regular pension payments if he has work experience. Taking into account indexation, in most cases such a transition is a more profitable option for a pensioner.
- Nuances when calculating A retiring employee should know that employers recalculate the pension upon dismissal of a working pensioner in 2018.
Home / Pension / Recalculation of pension after dismissal of a working pensioner 01/12/2018, Sashka Bukashka In the article we will consider the features of recalculation and increase of pension in the case when a working pensioner retires. How pension payments are recalculated Pension benefits are indexed twice during a calendar year.
Social pensions are recalculated for the second time, that is, payments for the loss of a breadwinner, for disability, and others. The second recalculation takes place in April of the current financial period.
- The cost of an individual personal point is indexed annually (RUB 78.58).
in 2017, 81.96. - 2018) and a fixed surcharge;
- the amount of contributions transferred by the employer increases;
- the individual score (IPB) is recalculated.
The video shows the recalculation of a pension after the dismissal of a working pensioner: If the dismissal occurred before August 1 or after, then these months will be taken into account in the insurance part of the pension.
Increasing pensions after termination of an employment contract Employees who have retired but are still working have a number of questions regarding the indexation of pension payments. The reason for most of them is the lack of recalculation for this category of workers.
What types of pensions are not indexed?
At the same time, the Pension Fund has no right to make any retroactive payments, including for these three-plus months. There are, of course, special cases when the fund compensates for overdue indexation - this is when the employer mistakenly indicated the pensioner as an employee in the monthly reports. - In this regard, other questions arise.
After all, now a pensioner can be registered in Chelyabinsk, and travel, for example, to Moscow to earn money. That is, information about the fact of work is summarized from all regions at the level of the Russian Pension Fund and sent to the regional branches of the fund. I would like to note that the process of indexing pensions after the dismissal of a pensioner can be accelerated.
At least today this issue is being discussed.
Citizens of retirement age who continue to work are interested in the timing of pension recalculation after dismissal and the indexation of payments in 2018. A working pensioner quit in 2018 when the pension is recalculated: is it necessary to visit the Pension Fund after dismissal? Many working pensioners are interested in the question of whether they need to visit the Pension Fund after dismissal from work in order to notify that they are no longer working.
The new rules do not apply to the insurance pension, as well as its fixed payment. Pensioners who work also do not have the right to count on indexation. Therefore, the annual increase in payments will not affect them.
The rate of increase in the volume of the fixed payment changes every year. Its size has been approved by government decree since 2015.
As you know, the insurance pension is taken into account in pension points. Now the concept of the cost of the 1st pension coefficient, which is also approved by the Government of the Russian Federation, is applied to it.
All fixed payments are subject to indexation. At the same time, the volume of the insurance pension is adjusted due to the cost of the 1st pension coefficient (point). It is worth noting that the pensioner will not lose the indexation that occurred previously.
As soon as a person finishes his working career, he has the right to payments, taking into account all the annual payment increase factors missed during the years of work in retirement.
Let us repeat that changes will not happen immediately, and the pension will not increase instantly. To do this, you will have to wait another three months after dismissal.
Later we will figure out what determines the length of the recalculation period after dismissal. First of all, let’s clarify who is recognized as a working pensioner and how pensions will be indexed in 2018.
Many pensioners are interested in what will be more profitable for them – recalculation or indexation. To understand which of these two actions is more important, you should understand the terms and procedure for calculating allowances.
First, let's try to explain what indexing is.
Indexation is the name given to regular increases in pensions.
Currently, pension payments of non-working pensioners are being indexed.
Indexation amount in previous years:
- in 2014, indexation was 8.31%;
- in 2015 – 11.4%;
- in 2016 – 4%;
- in 2017 – 5.8%;
- in 2018 – 3.7%.
If we talk about recalculation, this action is carried out with the pensions of persons who continue to work after retirement.
When recalculating, payments are adjusted taking into account the transfers that the employer makes for the pensioner working for him.
There is no need to write an application for recalculation, since it is done annually as of August 1.
Please note! In 2018, the maximum increase in pension as a result of recalculation will reach 244.47 rubles.
Non-working pensioners can receive the same bonus as a result of indexation of payments if their pension provision is 6,606 rubles. (6606*3.7% = 244.42 rubles). This figure is 2 times lower than the average for the Russian Federation.
According to data provided by the Pension Fund, as of January 1, 2018, as a result of indexing, the average old-age insurance pension is 14,151 rubles.
On average, citizens received an increase in their pension of about 400 rubles.
Important! The minimum security cannot be lower than the subsistence level of pensioners established in the region where they live.
If the pension of a person who has retired is lower than that required in the region, he will receive a social supplement.
Deadlines for pension recalculation after dismissal of a working pensioner Until 2018, pension recalculation was carried out 3 months after dismissal without compensation for the missing period. This situation is explained by the peculiarity of the employer’s reporting to the Pension Fund.
Data on dismissed employees is received by the Pension Fund after a month of termination of employment. The rest of the period is document flow time. From January 1, 2018, new rules for indexing pensions after the dismissal of working pensioners come into force.
Now recalculation will be done starting from the next month after the cessation of work. However, the pensioner will also be able to receive the indexed amount after 3 months. If you are dismissed in the time interval between August 2017 and 2018, the pensioner’s insurance period will be interrupted, which is one of the main indicators when calculating pension savings.
Legal regulation
The procedure for indexing monthly pension payments after termination of employment is carried out on the basis of the following legislative acts:
- Federal Law of April 1, 1996 No. 27-FZ. According to this law, a personalized accounting system was introduced. This innovation marked the beginning of the pension reform (since 2002);
- Federal Law of December 28, 2013 No. 400-FZ. This law regulates the procedure for registration and payment of pension insurance;
- Federal Law of December 29, 2015 No. 385-FZ. According to this law, from January 2016 a moratorium was introduced on the indexation of pensions of citizens who continue to work after retirement;
- Federal Law of July 1, 2017 No. 134-FZ. This act introduces changes to Part 3 of Art. 26.1 of Federal Law No. 400-FZ, concerning the period for calculating increased pensions after the dismissal of a working pensioner.
The other day our editors received the following question: .
Let's start with the fact that reaching retirement age (according to the new reform:) is not a reason for dismissal. On full grounds, the employee has the right to continue working, without a reduction in salary and working hours. However, if a pensioner wants to leave work, he is required to notify 2 weeks in advance. Pension calculation will be carried out according to standard rules.
The pension supplement, or indexation, is carried out annually. It is necessary to maintain economic balance, which is disrupted due to changes in the exchange rate, inflation, and consumer prices.
Working pensioners do not have the option of indexation before dismissal. Those. Pensioners with work will also be given an insurance (labor) pension and a fixed payment, but without indexation. This is due to changes in payments to pensioners, which have already come into force.
The cancellation of indexation did not apply only to those who, as of September 30, 2015, were not working. If the pensioner was self-employed (was not subordinate to the employer and worked for himself, was an entrepreneur) by the end of 2015 he had to leave his job, otherwise he would become employed.
Naturally yes. After finishing the work, the data is entered into the work book, and according to it, the calculation is carried out (in this case recalculation) pensions. At the time of employment, the elderly citizen will receive a fixed pension without indexation.
After resigning, he unfreezes the suspension of recalculation, and it is summed up for the entire period of work. Simply put, it continues to accrue during the period of employment, but is not paid until termination. The rule continues to be extended as part of pension reform.
After dismissal and submission of an application with all documents to the Pension Fund, indexation will be carried out on the 4th month from the date of termination of work. For example, if a person quit on April 5 and submitted an application on April 15, then the recalculation will be performed on July 5. If the application was submitted on May 1 or later, recalculation will be carried out only on August 5. An alternative increase in pension is also possible - changing the type of payment.
Insurance (labor)– type of payment with work experience of 5 years (including payment of insurance premiums).
– a type of payment to disabled citizens without work experience. It is a less profitable financial option this year.
Pensioners who have work experience and are supported by a social pension are recommended to change the type of pension. If you are elderly and do not have sufficient work experience, you also have the opportunity to work your way up and move to another category – labor.
Some nuances
- By resuming work again, your pension will not be reduced. Thus, after resigning and undergoing re-indexation, you can continue to work and receive a pension, taking into account bonuses.
- At the beginning of April 2018, pensions were also increased for all persons, regardless of current status, in the amount of 4%.
- The government is considering a law to suspend payments to employees with an annual salary of 1 million rubles or more due to a lack of funds from the state.
- Switching to retirement is not cost-effective. Due to the very low pension, you have to get out by getting a job or looking for money. The 14 million mark of employed retirees proves this fact.
Currently, the multi-stage process of agreeing on all the necessary documents regarding the upcoming global changes in pension legislation has come to an end. Already from January 1, 2019, the retirement age of our compatriots will begin to gradually increase. The consequence of this will be, in particular, an increase in pensions by one thousand rubles.
Concept of a working pensioner
The number of working pensioners includes citizens who are officially employed, and from whose wages the employer systematically makes insurance contributions, with reporting to the competent authority. These entities include:
- businessmen;
- lawyers;
- church ministers and other persons.
In addition to the above, the insured persons include the following individuals:
- Carrying out activities in connection with the existence of an author's order agreement, while receiving payments due to the legal alienation of the exclusive right to the objects of art created by them;
- Those practicing private practice, for example, notaries, and not having the status of a private entrepreneur;
- Those engaged on a permanent basis in the production of agricultural products, as well as the breeding of livestock and poultry (farmers);
- Carrying out labor activities outside of Russia, subject to payment of insurance premiums;
- Belonging to the membership of tribal communities of small peoples, supporting economic traditions.
The procedure for indexing insurance pensions
After a person retires, the Russian Pension Fund recalculates the payments due to him, taking into account the missing indices during his work. The final indexed pension is restored 3 months after the fact of dismissal.
A long period is determined by law for confirming and verifying data on the fact of work on special forms from policyholders, followed by a decision to make payments to the Pension Fund of the Russian Federation.
Below is a step-by-step example of dismissal and subsequent indexation for a working pensioner as of May 5, 2019:
- The policyholder sends information monthly via special form in the Pension Fund of the Russian Federation. No later than the 15th day of the month following the reporting period, provides information about each person working for him. In the situation under consideration, the citizen is formally considered to be working in the month of May, despite the fact that his dismissal occurred at the beginning of this month. Despite this fact, the employer is obliged to provide information about work for this worker by June 15. A citizen will be considered unemployed for the Pension Fund of the Russian Federation from June 2019;
- The second stage is the adoption by the Pension Fund of the Russian Federation of a decision on the payment of indexed amounts, which is made already in the next month, in relation to the previous one. We are talking about July, during which the fund must actually calculate the payment amount, taking into account the increase;
- The finally calculated pension is paid to the person starting from the month following the month in which the corresponding decision arose.
Reasons for non-indexation of pensions after dismissal
The reason for the lack of an increase in the size of the pension after the expiration of the period determined by the legislator for making a decision on indexation is the delay by the employer in sending reports confirming the fact that the person has fulfilled his job duties. In this situation, the legislator is entirely on the side of the individual.
If such a case arises, as well as the provision by the employer of distorted information, which in turn affects the increase in the size of the pension, the latter is subject to revision by the Pension Fund of the Russian Federation and for the past. The foregoing means that a person has a legal right to receive the additional payment due to him and for the elapsed time from the moment the right arose.
The opposite situation is also possible, in which, due to incorrect provision by the employer of the relevant information, an excessive accrual occurs on the part of the Pension Fund, since the latter believes that the person is not working at this time. And in this case, the law is completely on the side of the physical person. persons, since all responsibility falls entirely on the shoulders of the employer. The identified error is eliminated (corrected) starting the next month after its discovery.
In this case, the responsibility for reimbursement of overpaid pension amounts lies entirely with the policyholder, and he will also be subject to penalties in the amount of five hundred rubles in relation to each of the insured citizens.
Increase in pension after dismissal in 2019
How this will happen next year.
Recalculation in August 2019
In August next year, the next recalculation of pensions is planned for older people engaged in official work activities.
The considered addition to the insurance pension will be based on points not taken into account in 2019, which in turn are accumulated in the individual personal account of the citizen from financial funds sent by the policyholder.
It is important to know: this recalculation is carried out without an application, and therefore it is not necessary to send a written application to the Pension Fund of the Russian Federation!
In cases where this recalculation is not made at the specified time, you must call the fund’s hotline and ask a question about your actual right to receive an additional payment. If it is available, the insurance pension is paid in full, taking into account the final recalculation.
Additional payment 1000 rubles
Pensions for older people are indexed annually. This also applies to payments to pensioners who are on vacation and not working. Two years ago, the indexation in question was abolished. At the same time, the government of the country justified this action by the need to take measures aimed at stabilizing the economic situation in the country.
From 2019, it is planned to increase pensions for older workers after dismissal by 1000 rubles. This procedure will be carried out through indexing.
Already today, it is planned to accrue funds to elderly and unemployed citizens for past labor services to their homeland, as well as for certain chronic diseases. At the same time, the budget of the Pension Fund of the Russian Federation will be adjusted taking into account the upcoming reform in the coming year.
Innovations for working pensioners in 2019
The main issue of interest to working pensioners is directly related to the indexation of payments. Persons who regularly receive only a pension can hope to transfer the specified amount according to the official inflation rate. People who decide to continue working after legal retirement will not be affected by the above rule.
Last year, the country's government decided to abolish indexation for working pensioners, explaining that they receive additional money in the form of wages for their work. However, a significant number of representatives of the social sector believe that such a decision is discriminatory, since older citizens often continue to work not because of a good life, but because of an urgent need for money. Despite the above circumstances, the current government promises to make additional payments of lost funds to working pensioners as soon as they give up work.
The pension reform is associated with the desire of the authorities to reduce the expenditure side of the state budget. This limitation will allow for significant financial savings for the Russian treasury.
Watch a video about the rules for paying pensions to working pensioners after dismissal
November 20, 2018, 20:06 Jan 29, 2019 20:03Reaching retirement age is not a reason to stop working. The financial situation in the country encourages citizens to remain in their jobs, even if they are entitled to an old-age pension. Thanks to this, they can simultaneously receive salary and pension payments. In addition, the longer a person works, the greater the amount of payments he can count on. But while a citizen holds a job, his pension payments are not subject to recalculation. A logical question arises: how are pensions indexed for working pensioners after dismissal?
What is indexing
Every year there is a change in the cost of living in the country. This is due to changes in exchange rates, general price increases and other economic processes. As a result, the cost of living increases. In order for pensioners to be able to provide for their basic needs through pension payments, they are subject to periodic recalculation. This procedure, carried out within a certain time frame, is called indexing.
The indexation coefficient is set by government agencies. It is influenced by the percentage increase in prices for industrial goods, products and services. When determining the level of recalculation for the new year, the indicators of the old one are taken. That is, when calculating indexation for 2017, the above-described parameters for 2016 should be taken into account. There are many types of pension benefits. But the majority of Russian pensioners are entitled to either an insurance pension or a social pension.
An insurance pension is assigned to citizens who have a certain length of service. Its size directly depends on what insurance contributions the pensioner’s employer made. The final size of this type of pension payment depends on the amounts contributed by the pensioner before reaching retirement age and by the employer. Today, a citizen can count on an insurance pension upon reaching fifty-five years of age (for women) or sixty years of age (for men). But, according to the latest news, the retirement age for civil servants has been increased in 2017:
- men will be able to retire at sixty-five;
- women will receive this right only after reaching sixty-three years of age.
Social pensions are accrued to citizens who do not have the work experience necessary to accrue insurance pension payments. Their minimum size must correspond to the minimum subsistence level established in the country.
Since by decision of the government in the new year, instead of indexation, a one-time payment of five thousand rubles was made to each pensioner, the question arose in society: will indexation be returned? So far, government members promise to fully resume the procedure for recalculating payments, which will comply with the country’s legislation. Therefore, we can conclude that in 2017, the procedure for indexing pensions will most likely be carried out.
What happens to the pension after dismissal?
Last year, members of the government decided to impose a moratorium on the recalculation of pensions of citizens who continue to work.
Therefore, their pension payments were not subject to indexation and were the same in size as at the beginning of 2016. At the moment, there is no decision to lift the moratorium, so the old order remains in place. Accordingly, pensions for working pensioners are not recalculated.
Only a dismissed pensioner has the right to pension indexation. Working citizens of retirement age have all the rights that other employees have. They can independently decide to resign at any time, citing their retirement age. But the employer must know how many days after he will lose the employee. Therefore, he must be notified of the decision in advance.
When recalculating the pension, all changes that have occurred during the employee’s career since 2016 (since the imposition of the moratorium) will be taken into account. That is, payments will be brought to the level of pensions for non-working citizens. But while the pensioner is working, his employer continues to contribute money for him. Thus, after retirement, these contributions will also be taken into account when indexing, which will increase the size of pension payments.
Every citizen of retirement age has his own personal account in the country's Pension Fund. For the entire period of his work, he received pension points on which subsequent payment of pensions is based. They depend on the amount of contributions made by the employer. If a person works even after sixty years of age, points continue to be awarded (the maximum number of points is ten). You should also take into account the presence of an incentive pension coefficient. In connection with all of the above, the answer to the question - will the pension increase if a previously working pensioner quits his job - is positive. Taking into account all indexations and incremental coefficients, after dismissal he will receive higher payments.
Calculation procedure
In order to find out when it is better for a pensioner to resign, you need to familiarize yourself with the indexation procedure. According to current legislation:
- Insurance pensions are indexed every year. The procedure is carried out in the first days of February;
- social benefits are adjusted in April.
Citizens who quit before the end of March last year were required to notify the Pension Fund about this. But it was like that before.
Do I need to contact the Pension Fund after dismissal today? No, since now whether a pensioner works or not, the Pension Fund will determine independently. Before the tenth day of each month, the employer is required to submit reports on each pensioner working for him. Thanks to this, pensioners do not need to independently notify the Pension Fund of the fact of dismissal.
To figure out from what month a recalculated pension will be paid to a dismissed pensioner, it is necessary to consider the procedure for carrying out this procedure:
- first, before the tenth day of the month, the employer provides information about the working pensioner in form C3B-M;
- indexation of the dismissed employee’s pension will occur next month;
- in another month he will receive recalculated pension payments.
To better understand the situation, a specific example should be given. The pensioner retired in March. Before April 10, the employer transferred information about him to the Pension Fund. In May, employees of this department will index the pension payments due to him, and in June he will receive a full pension.
If the day of dismissal of a pensioner is considered, for example, the twenty-eighth of March, then he will receive a pension in June, since the employer will submit reports before the tenth of April. If the employee was fired on April 11, then the full pension will be credited to him only from July.
It also depends on the Pension Fund of Russia when a retired pensioner will receive a 4 percent increase to the basic pension. As in the previous case, this bonus will be accrued after two calendar months after the employer submits reports to the Pension Fund.
Thus, a pensioner who continues working or entrepreneurial activity cannot count on indexation of pension payments. The recalculation of the pension of a working pensioner upon dismissal in 2017 occurs a month after his employer submits reports to the Pension Fund. In another month, the citizen will begin to receive pension payments in full. Indexation is carried out taking into account the growth of average wages and the minimum cost of living. It is impossible to return funds lost due to lack of recalculation. Despite the one-time payments of 5,000 rubles made in January of this year, members of the government promise to index pensions this year in accordance with the legislation of the country.
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